The wait conundrum

Although INSEAD announces it's outcome only on Feb 29th, I'm already quite confident of securing an admit. I strongly desire the Singapore campus and I believe there's lesser demand for that, so I might be all set in a week. So the next thing that I need to research is finance. I've got a couple of constraints

1. I got an admit with the ISB (Indian School of Business) and put down 5,000 big ones. I feel stupid about having applied to ISB R1. But then, it took a while for me to realize that I wanted to apply to my other 2 schools viz. INSEAD and Stanford. I am wondering whether I could recoup my 5 G's in any way. Will send an email to ISB adcom once I get my INSEAD admit.
2. I am yet to hear from Stanford. Interviews have started going out, but I haven't heard anything yet.
3. Finally, regardless of which school I pick, I will need to grab a loan. I have some savings that are locked up in stocks thanks to the dramatic downturn of the US Stock market. Serves me right for my blind faith in the US economy. ISB loan's are pretty easy - in fact people are desperate to hand me money. On the other hand, INSEAD funding seems a mess. I need to research some options. That will be the topic of my next post.

I really like what Stanford's doing about their tuition: Read Here. The middle class really needs a break. It feels like we're being pushed repeatedly out of affordability.